AI-Powered Property Intelligence

The Intelligence Layer
for Property Decisions.

Search, analyse and invest with confidence using market data, climate intelligence, mortgage analytics and AI-powered decision support — all in one platform.

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26M+

EPC Records

30M+

Land Registry Transactions

100%

UK Coverage

Live Property Intelligence

Sample Property · East of England

Terraced House · 3 bed

67

VINESCORE™

Terra CVaR™ · Climate Value at Risk

£10,740

Moderate Risk · 30-year horizon · Base Case

Gross Yield

7.4%

Climate Alpha™

65/100

EPC Rating

Band C

Insurance RCI™

5/5

CVaR Breakdown

Insurance
14%
Market
27%
Occupancy
24%
Physical
23%

Terra Intelligence · AI

Moderate risk. Insurance repricing is the primary exposure driver. CFAS +57% indicates catchment amplification. Consider EPC upgrade before 2028.

UK HPI Mar 2026 · £268,000England -0.6%Wales +2.9%Scotland +1.6%London -2.1%Manchester +3.4%South West +1.4%BoE Rate 4.25%

One Platform. Four Perspectives.

Built for every stage of the property journey.

Whether buying your first home or managing a portfolio of 50 properties — Vineville has the tools you need.

Home Buyers

Home Buyers

Buy with confidence.

Climate risk, sold prices, planning history and flood data — before you commit.

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Investors

Investors

Find opportunities others miss.

VineScore™ ratings, yield intelligence and climate-adjusted return forecasting.

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Landlords

Landlords

Stay compliant. Protect returns.

MEES 2028 audits, mortgage tracking and Section 24 planning in one platform.

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Professionals

Professionals

Intelligence clients expect.

Professional reports and market intelligence powered by trusted UK data.

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The Vineville Intelligence Stack

Most platforms stop at data.
Vineville turns it into decisions.

Seven intelligence layers working together — from raw property data to an AI-powered investment decision in seconds.

See It In Action →
🏠

Property Data

HM Land Registry · EPC Register · Environment Agency · BGS · ONS

📊

Market Intelligence

Sold prices · Price trends · Yield benchmarks · Comparables

🌍

Climate Intelligence

Flood risk · Heat stress · Subsidence · Storm · UKCP18

🛡

Insurance Intelligence

RCI trajectory · Flood Re · Premium forecasting · Cover gaps

🏦

Mortgage Intelligence

LTV compression · Rate tracking · Refinance windows

✅

Compliance Intelligence

MEES 2028 · EPC monitoring · Section 24 · Leasehold

⚡

AI Decision Engine

Terra CVaR™ · VineScore™ · Climate Alpha™ · Terra Intelligence AI

🎯

VineScore™ · Investment Decision

Terra CVaR™

Understand the future financial risk of any property.

30-year Climate Value at Risk across six dimensions — anchored to UKCP18 projections, EA flood data and peer-reviewed literature. Five climate scenarios. Confidence bands on every output.

Physical CVaR

£2,471

Flood, heat, subsidence and storm damage over 30 years.

Insurance CVaR

£1,473

Climate premium loading and coverage deterioration.

Market CVaR

£2,922

Climate-adjusted value discount and yield compression.

Occupancy CVaR

£2,566

Income disruption from void risk and tenant attrition.

Residual CVaR

£1,128

Owner excess, coverage gaps and underinsurance.

Mortgage CVaR

£0

LTV compression and insurance availability risk.

Run Terra CVaR™ Analysis →

Platform Features

Everything you need. Nothing you don't.

🔍

Search

Property Intelligence

Search any UK postcode for EPC ratings, flood risk, planning history and sold prices.

📊

Portfolio

Portfolio Tracker

Track every property with live market intelligence, yield calculations and VineScore™ ratings.

🌍

Climate

Terra CVaR™

30-year climate risk across six dimensions — physical, insurance, market, occupancy and more.

🏦

Finance

Mortgage Intelligence

Track rates, calculate refinance savings and monitor product expiry against BoE base rate.

⚡

Compliance

MEES 2028 Audit

Auto-fetch EPC ratings for every property. Identify upgrade costs before April 2028.

💷

Tax

Section 24 Calculator

Model how mortgage interest relief restriction affects your tax position.

Pricing

Start free. Upgrade when ready.

Plans from £9.99/month — Home Buyer · Property Investor · Portfolio Landlord

14-day free trial · No credit card required

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Powered by Trusted UK Data Sources

HMLR
HM Land Registry
EPC
GOV.UK EPC Register
EA
Environment Agency
BoE
Bank of England
ONS
Office for National Statistics
OS
Ordnance Survey

Make Better Property Decisions

With intelligence.
Not guesswork.

Access the intelligence platform built for the next generation of UK property decisions.

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